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Terms and Conditions

Effective Date: August 28, 2025

These Terms and Conditions ("Terms") govern your use of the Website www.reactivejointfinance.co.uk and our services provided by Reactive Joint Finance Limited. By accessing or using our Website or services, you agree to these Terms.

1. Use of the Website

  • You may use the Website for lawful purposes only.

  • You must not reproduce, modify, or distribute content without permission.

  • We reserve the right to suspend access if you violate these Terms.

2. Our Services

We act as a facilitator connecting you with global vendors for food and beverages. We do not guarantee product quality, availability, or transaction outcomes. All deals are between you and the vendor.

3. Intellectual Property

All content (e.g., text, images) is owned by us or licensed. You may not use it commercially without consent.

4. Liability

We provide information "as is" without warranties. We are not liable for losses from using our Website or services, except where required by law. Our liability is limited to the extent permitted under UK law.

5. Links to Third Parties

We may link to external sites; we are not responsible for their content or privacy practices.

6. Governing Law

These Terms are governed by English law. Disputes are subject to English courts.

7. Changes

We may update these Terms; continued use constitutes acceptance.

Contact us at secretary@reactivejointfinance.co.uk for questions.

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Disclaimer

Reactive Joint Finance Limited acts solely as a facilitator and referral service across multiple sectors, including international trade in food and beverages, commodities trading, and finance-related activities such as cryptocurrency referrals, stock lending, block trades, investments, and more. We connect clients with worldwide vendors, suppliers, and third-party providers for products and services like frozen foods, fresh produce, beverages, alcohol, cigarettes, commodities, crypto opportunities, stock loans, block orders, and related offerings. We do not produce, store, distribute, or directly handle goods; nor do we offer financial advice, execute trades, provide investment services, or act as a broker/dealer.

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We make no representations or warranties regarding product or service quality, safety, legality, compliance with regulations (including customs, health, trade, financial, securities, or anti-money laundering laws), pricing, delivery, performance, or any other aspect of transactions.

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Any risks, decisions, or liabilities arising from transactions are the sole responsibility of the client and the respective supplier, provider, or partner. We recommend independent verification, due diligence, and professional advice (legal, financial, or otherwise) before proceeding. We are not liable for any losses, damages, or claims related to our referrals or services.

This Disclaimer applies to all information on our Website and communications.

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